Private health insurance for pre-existing conditions is one of the most complex areas of international private medical insurance, and quite often one of the most overlooked.
Every insurer treats this matter slightly differently, and not all pre-existing conditions can be covered. This is why impartial advice is essential to find the best underwriting for you.
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Some conditions can be covered after an agreed period of time with a moratorium application, providing they meet specific criteria.
Some insurers will offer health insurance, but excluding pre-existing conditions declared in Full Medical Underwriting (FMU).
A plan which covers pre-existing conditions is very likely to cost more, so you should consider your budget carefully.
Until recently, international private medical insurance for individuals and small corporate plans would usually exclude private health insurance for pre-existing conditions. In the last couple of years, several insurance providers have changed their approach to this matter, which is good news for anyone with a condition they would previously have struggled to cover.
Medibroker has private health insurance for pre-existing conditions covered and can access insurance plans that will look at your medical history, including your pre-existing medical conditions, and will try to include them in cover. A potential premium might be applied by the insurer.
