Protection for having a child abroad
Peace of mind
Receiving a level of care that meets your standards is essential during pregnancy and childbirth.
The cost of pregnancy and childbirth for uninsured expats can be very high.
Plan things your way
Most plans allow you to choose where you receive treatment allowing you to plan the birth your way.
Giving birth overseas is a big decision and whether you are planning a child or not, if there is a chance you could fall pregnant you should arrange maternity cover. Unlike in the UK, you can be charged a lot for maternity care overseas, sometimes tens of thousands of pounds. A lot of people are not aware of this fact and Medibroker are often contacted by people who are already pregnant, at which point it is almost certainly too late to get cover.
The best course of action is to purchase either a dedicated maternity plan, or an international health insurance plan which offers maternity cover. Plans can differ greatly so it’s important to understand what level of cover you need.
Waiting periods - This is the length of time you must wait between purchasing your policy and making a claim. For pregnancy cover this is usually 10-12 months, but can be as long as 12 months.
Plan limits - Some maternity plans have a limit on the level of cover they provide. For example some plans may only pay out up to €7,500 leaving you to pay the rest of the costs.
Complications - Complications during childbirth can seriously increase the cost of care. You should establish whether your plan covers complications.
Co-insurance - This means that the cost for any treatment is shared between yourself and your insurer. For example you could pay 10% of any charges while your insurer pays 90% of them. This is a good way to lower your premiums providing you are willing to pay towards the cost of care.
Medibroker's team of expert health insurance advisors can help you find the best Maternity Cover for your needs.
Let us know a convenient time and one of our friendly advisors will get in touch to discuss your personal insurance needs.
Call us at: +44 (0) 191 270 3034