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Expat Medical Insurance Premium Comparisons
APRIL Medibroker is a fully independent international medical insurance intermediary and broker offering a worldwide free quotation service across the Internet. We offer affordable health and medical insurance plans by arranging terms of business and agencies with many of the major medical and health insurers in the UK, Europe and the USA.
Here is a snapshot to show Comprehensive Expat Medical Insurance Premium Comparisons effective from 26th May 2010. |
Expat Medical Insurance Premium Comparisons
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Single Male aged 28 |
Couple, 43 & 35 - Children 10 & 7 |
Couple aged 58 & 52 |
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| COMPANY & PLAN1 |
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Europe | Middle East | North America | Europe | Middle East | North America | Europe | Middle East | North America | |||
| A+ Global 100 | £1548 | £1548 | £2716 | £6429 | £6429 | £11652 | £6700 | £6700 | £11761 | ||||
| ALC - Prima Classic | £822 | £942 | £1703 | £3108 | £3506 | £6676 | £4526 | £4796 | £10541 | ||||
| Aetna Global Benefits - Foundation | £985 | £899 | £2090 | £4372 | £3685 | £8173 | £5371 | £4714 | £9236 | ||||
| Aetna Global benefits - Mobile | £1296 | £1296 | £1296 | £4401 | £4401 | £4401 | £5581 | £5581 | £5581 | ||||
| Allianz - Essential/Crystal | £1291 | 31291 | £2650 | £4400 | £4400 | £9004 | £5150 | £5150 | £10683 | ||||
| AXA PPP Comprehensive | £898 | £966 | £2457 | £3323 | £3575 | £9093 | £3569 | £3840 | £9766 | ||||
| BUPA International - Worldwide options | £1884 | £1844 | £5630 | £6613 | £6613 | £19981 | £8208 | £8208 | £23200 | ||||
| DKV Globality - YouGenio Classic | £1136 | £1136 | £2269 | £4124 | £4124 | £9044 | £3884 | £3884 | £8596 | ||||
| Expatplus Orbit (Vanbreda) | £1165 | £1165 | £1875 | £4963 | £4963 | £8873 | £4907 | £4907 | £9396 | ||||
| Expatriate Healthcare Primary Plus | £1211 | £1079 | £2482 | £5230 | £4653 | £11768 | £6650 | £5915 | £13621 | ||||
| HTH Worldwide Global Citizen5 | £968 | £968 | £2258 | £4193 | £4193 | £9540 | £6413 | £6413 | £13838 | ||||
| ihi Bupa IHHP3 | £4404 | £4404 | £4404 | £11366 | £11366 | £11366 | £11568 | £11568 | £11568 | ||||
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IMG Europe - Globalselect Standard |
£855 | £947 | £1980 | £2530 | £2932 | £6369 | £4240 | £4647 | £10184 | ||||
| InterGlobal Ultracare Comprehensive | £942 | £1048 | £2233 | £3272 | £3640 | £7762 | £4639 | £5155 | £10974 | ||||
| Integra Global Personal Health1 | £593 | £593 | £986 | £3005 | £3005 | £5000 | £4330 | £4330 | £7204 | ||||
| IPH Executive Plus | £791 | £791 | £1686 | £2911 | £2911 | £6390 | £4131 | £4131 | £9551 | ||||
| MediCare International Plus | £1198 | £1198 | £2959 | £4450 | £4450 | £10720 | £5812 | £5812 | £14226 | ||||
| Morgan Price GlobalHealth Level 2 | £956 | £1090 | £2533 | £3243 | £3652 | £8857 | £3279 | £4404 | £8241 | ||||
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Morgan Price ExpatHealth Silver |
£790 | £978 | £1388 | £3322 | £3322 | £5905 | £4251 | £4251 | £8343 | ||||
| Nordic Healthcare - Silver | £1326 | £1326 | £1724 | £4754 | £4754 | £6181 | £7818 | £7818 | £10163 | ||||
| William Russell Elite Silver | £969 | £696 | £2484 | £3354 | £3354 | £9116 | £4621 | £4621 | £10774 | ||||
E&OE
1. Premiums converted from euros/dollars using rates €1.60/$1.90 to £1.00. Please note that not all of the plans listed are available in Sterling - these conversions and the rates above are indicative and for comparison purposes only.
2. Standard excess* charges (circa £25-50) are included in premiums quoted for Expatriate Healthcare, InterGlobal, GoodHealth, Morgan Price, William Russell. Standard excess of £100 applies to MediCare. MNUI, GoodHealth Mobile have deductibles** of $250, Integra Global has a minimum deductible** of $200. The Expatplus Orbit plan quoted has a deductible of £65 per year (international eligibility criteria apply to this plan and premiums may vary according to specific taxes applicable to the country of residence).
3. ihi Bupa International Plan modules include: Hospital Plan, Out Patient Treatment, Medicine and Appliances, Medical Evacuation & Repatriation, and £250 deductible**.
4. Premiums for BUPA International products are dependent on the rates for the individual country that will be the main country of residence, and may therefore vary from the rates shown. Please ask a Medibroker advisor for premiums specific to your individual needs and location. The prices quoted include optional Evacuation cover.
5. HTH Worldwide Plans are only available either to US citizens living outside of the USA or non-US citizens moving into the USA (eligibility will depend upon the State of Residence).
Coverage in the USA may be subject to time limitations, full details can be found in the Policy Wordings of each insurer/plan provider and are available upon request.
* Excess - The excess is the amount you will have to pay towards the cost of your treatment. Your excess is applied to each claim you submit during each period of cover. A claim is defined as a course of treatment for a specific illness, injury or dental condition.
** Deductible - An individual deductible amount, which must be satisfied before benefits are payable by the Insurer. Deductible means a stated amount of reimbursement for eligible medical expenses, which the Policy does not pay for each calendar year and each insured person. The deductible is applied to the first claims submitted for the calendar year for each covered person.
Important Note
The stated definitions may vary from insurer to insurer. It is very important to check the detailed Policy Wording/Plan Rules of each individual expat medical insurance plan provider.