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International Plan Comparison Chart
APRIL Medibroker is a fully independent international medical insurance intermediary and broker offering a worldwide free quotation service across the Internet. We offer affordable health and medical insurance plans by arranging terms of business and agencies with many of the major medical and health insurers in the UK, Europe and the USA.
This gives us access to over 200 healthcare insurance products we can offer to address your needs. We regularly research both the market and insurance premiums to ensure you get best advice from our medical insurance consultants.
When living abroad, you may not have any of the healthcare rights of the local national population. You need to ask:
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Our consultants will respond to your requests and answer health insurance enquiries via email. We provide a snapshot of the health insurance market once we receive your request for quotation.
We check the service standards of all health insurers we work with by measuring how quickly they deal with claims and medical emergencies around the world. We show health insurance benefits on an "apples to apples" basis so that you may make an informed selection of medical insurer. We always ensure that you can compare 'company' to 'company'.
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We can deal with individuals, families, groups or small companies worldwide, in most countries around the world.
International Plan Comparison Chart
Chronic Conditions
| Company | Product | Cover | Notes |
| AXA PPP | Comprehensive | No | Acute episodes will be covered - no palliative treatment. |
| BUPA | Lifeline | No | Treatment of Acute Conditions only |
| Coversure | Prime & Prime Plus | Yes | Cover to Plan Benefit Limits |
| Exclusive Healthcare | Gateway & Complementaire | Yes | Covered under Complementaire plans only |
| Exeter Friendly | Interplan | No | |
| ExpaCare | SpecialCare | Yes | Cover only for conditions that have not been suffered from prior to the start of the policy. Acute Episodes and Palliative/Routine Treatment are covered up to the annual limits of the selected plan. |
| Expatriate HealthCare | Primary Plus | Yes | Covered up to 80% of cost to €2000 |
| GoodHealth | Lifestyle & Lifestyle Plus | Yes | Cover only for conditions that have not been suffered from prior to the start of the policy, whether diagnosed or not. Expenses limited to routine check ups, prescribed drugs, hospital accommodation, nursing, surgery and Palliative Treatment. Benefit limited to $50,000 for lifetime of insured. |
| HTH Worldwide | Global Citizen | Yes | Covered to Benefit Limits |
| IHI Danmark | Hospital Plan | Yes | New conditions will be fully covered up to the limit of the selected plan. |
| InterGlobal | Ultracare | Yes | Acute episodes covered, palliative care covered to specific limits dependant on plan selected |
| IPH | Premier | Yes | New Conditions will be covered up to the limits of the selected plan. Conditions that have been suffered/treated/advised on prior to the plan commencement will not be covered. |
| MediCare | International & Executive | Yes | New Conditions will be covered up to the limits of the selected plan. Conditions that have been suffered/treated/advised on prior to the plan commencement will not be covered. |
| MNUI | Platinum & Premier | Yes | New conditions will be fully covered up to the limit of selected plan. Any pre-existing condition will be covered if disclosed on application (Platinum) or up to $25,000 lifetime maximum after 24 months (Premier). |
| Seven Corners | Reside Worldwide & Prime | Yes | New conditions will be fully covered up to the limit of selected plan. Any pre-existing condition will be covered if disclosed and accepted upon application up to $50,000 lifetime maximum after 24 months . |
| William Russell |
Global Health Premier Care & Premier Plus |
Yes | Acute episodes will be covered - palliative treatment covered to specific limits dependant on plan selected. |
Definitions
Chronic Condition - A medical condition which is recurrent and for which there is no known cure.
Acute Episodes - An episode of a chronic condition which can be treated in the short term to restore the individuals state of health to its immediately previous condition.
Palliative Treatment - A medical procedure, the primary purpose of which is to offer only routine temporary relief of symptoms, rather than to effect an actual cure.
Important Note:
This table represents a high level overview of the Terms and Conditions of each insurer/plan provider. Full details of these Terms and Conditions are available upon request. The table refers to eligible conditions within the individual plans benefits and policy wordings.
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