April Medibroker Newsletter July 2010
Dear April Medibroker Friend
Welcome to April Medibroker's July Newsletter.
We know looking for international private medical insurance can be quite confusing and time consuming, we take all of the hard work away from you and provide you with the best solution for you from one of the large number of quality plan providers we offer.
Our service is completely free of charge to you.
In this issue April Medibroker's Erika Glew highlights the changes in stance of providers concerning pre-existing medical conditions and Steve Nelson offers his thoughts on international medical insurance plans compared to local medical insurance plans.
APRIL Medibroker has over ten years experience in providing international health insurance to individuals and companies (both large and small) worldwide. We can offer solutions from all of the top providers and tailor them to your specific needs.
April Medibroker is a long established broker with expert knowledge of international private medical insurance (IPMI).
We are totally independent and offer impartial advice and guidance to ensure that you find the best plan for your needs.
We offer more than twenty quality international medical insurance plans and we are always looking for new plans to add to our portfolio so that we can always offer the very best to our clients.
 Pre-existing Medical Conditions
Until recently it was a fact that most private medical insurance plans would exclude pre-existing conditions from cover.
Crucially, the exclusion would typically exclude the 'consequences of' the pre-existing condition.
This could potentially lead to very wide ranging exclusions for a condition that seemed quite insignificant.
However, in the last 12 months or so, several plan providers have approached underwriting from a different angle. We now have plans that will look at your medical history and your pre-existing medical conditions and will try and include them in cover, albeit with a potential premium loading if they do.
 Read More
Why do I need International Health Cover
When moving overseas many expatriates do not fully appreciate how much a good quality international private medical insurance plan will cost them. When they see the premiums they can sometimes baulk at the cost, particularly if paying for medical insurance is not something they have previously done. They may think it is better to look for cheaper alternatives.
Invariably that will lead them to one of two places, they either go uninsured and take a gamble on future medical requirements or they look at a local domestic plan – depending on where you are and the plan you take, you may find that this option turns out to be a gamble too.
Read More
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