Health Insurance Glossary of Terms

Age Limits

Area of Cover

Annual Limit

Affordable Care Act

Benefits

Benefit Level

Broker

Chronic conditions

Cancellation period

Chiropractic

Chronic condition

Claim

Claim Form

Co-insurance

Commencement date

Compassionate home visit

Complementary treatment

Complications of childbirth

Complications of pregnancy

Country of residence

Coverage period

CT scan (CAT scan)

Day-care treatment

Deductible/ excess

Dental surgery

Dependent

Diabetes

Diagnostic tests and procedures

Effective date

Exclusions

Expatriate (Expat)

Hazardous sports cover

Health Insurance

Home country

Homeopathy

Hospice

Hospital/ provider network

Hospital accommodation

Hospitalisation

Hypertension

In-patient cash benefit

In-patient dental treatment

In-patient treatment

Infertility treatment

Insurance certificate

Insurance company

Insurance year

Insured person(s)

International health insurance

Lifetime maximum

Loading (premium loading)

Local ambulance

Maternity cover

Medical evacuation

Medical history disregarded (MHD)

Medical necessity

Medical practitioner

Medical practitioner fees

Medical questionnaire

Medical repatriation

Medical underwriting

Midwife

Moratorium

MRI scan

Newborn care

No claims discount

No cover

Nursing at home

Oncology

Osteopathy

Out of area cover

Out-patient surgery

Parental accommodation

Payment frequency

Policy or plan

Policy holder

Policy wording

Post-natal care

Pre-existing medical condition

Pre-natal or ante-natal care

Premium

Prescription drugs

Primary care

Psychiatry cover

Reconstructive surgery

Rehabilitation

Reimbursement

Renewal date

Repatriation cover

Repatriation of mortal remains

Routine health checks

Routine maternity

Specialist

Specialist fees

Surgical prostheses (appliances)

Terrorism benefit

Therapist

Travel insurance

Treatment

Underinsured

Underwriting

Usual, reasonable and customary

Vaccinations

Waiting period

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